With the ability to trade from our phones or buy fractional shares, investing has been one of the most powerful ways to build wealth over time, and in 2025, the barriers to entry into the investing world have all but disappeared.

The appearance of investment apps means that even a novice can take the plunge into investing stocks, bonds, cryptocurrencies, real estate and beyond. These apps allow for handling investments, tracking portfolios, and understanding financial ecosystems with little effort.

If you want to grow your wealth, take a look at these 15 investment apps in 2025 (including traditional and alternative investments) in this article. We will include each profile’s pros and cons, as well as their funny shapes, so you can determine any asset class to meet your financial goals.

Top 15 Best Investment Apps to Build Wealth in 2025

1. Acorns

Acorns is one of the few investment apps that encourage micro-investing by taking all of your ordinary purchases, rounding them up to the nearest dollar, and investing the difference. It’s ideal for beginners who would like to invest passively, with little effort.

Pros:

• Easy Automatic Investing: Acorns makes it easy to invest automatically.
• Diversified Portfolios: Provides diversified portfolios based on your risk tolerance.
• Round-Ups: Invests spare change from transactions into stocks and bonds.

Cons:

• Fees: Though the app is excellent for micro-investing, it comes with monthly fees that can be high for small accounts.
• Limited Customization: preset portfolios and limited investment choices may leave some investors feeling constrained.

Ideal for: New investors who want to start off small and automate their investments.

2. Robinhood

Using Robinhood, not only can you invest in stocks with commission free startup but also can invest in options, ETFs and cryptocurrencies. It is easy to use and has plenty of educational materials for users looking to learn in the process of using the platform.

Pros:

• No Fees (Zero Commission): Robinhood doesn’t charge any fees for placing trades, making it an attractive option for cost-conscious investors.
• Cryptocurrency Trading: Robinhood enables trading of major cryptocurrencies, for instance, Bitcoin and Ethereum.
• Easy-to-Use Interface: The app has a clean and intuitive interface, which is ideal for beginner investors.

Cons:

• Lack of Research Tools: Robinhood has fewer research options than other platforms such as E*TRADE.
• Customer Service: Some reviews have mentioned bad experiences with customer service.

Best for: Investors looking to begin trading without paying commission fees, and who have a basic understanding of the markets.

3. Stash

Another option is an app called Stash that makes investing so easy even newbies can get into the game. It provides individually tailored investment portfolios with educational resources that teach how to invest wisely.

Pros:

• Customized Portfolios: Stash creates a personalized portfolio for you based on your risks and financial objective.
• Learn: Offers educational resources to set novice in becoming knowledgeable about investing and the financial markets.
• Fractional Shares: Fractional shares give you the ability to buy partial shares of stocks, which means that you can invest in companies like Amazon or Tesla, even if its share price is high.

Cons:

• Fees: Stash has a monthly fee that may not be suitable for small accounts.
• Limited Investment Options: The app primarily serves stocks and ETFs, which some experienced investors may find limiting.

Best for: Novice investors who want access to educational tools and fractional shares to grow their portfolios.

4. Wealthfront

Generally, Wealthfront is a robo-advisor providing automated investment management. It’s intended for people who want a hands-off approach to investments, with features like tax-loss harvesting and customized financial planning.

Pros:

• Wealthfront: Automated Portfolio Management Wealthfront handles all the investment decisions for you.
• Tax-Loss Harvesting: Automatically sells investments that are losing to offset taxable gains.
• Financial Planning: The process of devising a financial plan that aligns with your life goals.

Cons:

• Management Fees: For smaller portfolios, the fee structure can be a little steep.
• Limited Investment Option: The app has its own portfolio diversification ranges but not individual stock picking

Best for: Long-term investors seeking an automated, set-it-and-forget-it strategy and tax optimization.

5. M1 Finance

M1 Finance is both an investing app that combines elements of robo-advisors and self-directed investing. But it also lets you set custom portfolios and then automates setting them straight again.

Pros:

• No Fees: M1 Finance does not charge commissions or management fees on basic accounts.
• Custom Portfolios: Create your own portfolios with individual stocks and ETFs.
• Automated Rebalancing: M1 Finance adjusts your portfolio automatically based on your choices.

Cons:

• Limited Tax-Loss Harvesting: The app does not provide tax-loss harvesting, which may be a downside for some investors.
• Limited Options: M1 Finance may be more limited in investment options than other platforms, especially among alternative assets.

Best for: Investors who want a flexible platform that marries robo-advisor automation with self-directed investment customization.

6. SoFi Invest

SoFi Invest is an investing app that provides active and passive investing strategies. It is a platform that allows users to trade stocks, ETFs, cryptocurrencies, as well as retirement accounts. SoFi also offers education and financial planning tools.

Pros:

• Zero Fees: SoFi Invest has no commissions and no fees to trade.
• Comprehensive Investment Platform: Users can invest in stocks, ETFs, crypto, and retinal accounts.
• Educational Tools: Offers resources for learning about financial planning and investing.

Cons:

• Limited Research Tools: Some investors may consider research tools less comprehensive than those offered on other platforms.
• Limited Customer Support Response: Several users state that customer service response times can be slow.

Best for: New to intermediate investors looking for a simple platform with lots of different investment options.

7. Fundrise

With as little as $500, users of the Fundrise platform can invest in real estate. In addition to giving users access to exclusive real estate offerings, the app presents a special chance to diversify investments away from more conventional assets like stocks and bonds.

Pros:

• Real Estate Access: Fundrise Access to Real Estate Real Estate with Fundrise Fundrise makes it easy for anyone to access real estate invest with a low minimum investment.
• Diversification: Real estate is a way to diversify your portfolio.
• Passive Income: People earn passive income through dividends produced from real estate assets.

Cons:

• Illiquidity: Real estate investments are liquid, not as liquid as stocks, and it may take time to get your money.
• Costs: Fundrise has management fees, which may detract from your total returns.

Best for: Investors seeking to diversify their portfolio and generate passive income through real estate investments.

8. Public.com

Public. com is a commission-free investing app for buying and selling stocks, ETFs, and cryptocurrencies. What sets Public. What sets eToro. com apart is its social investing feature, which enables you to follow and engage with fellow investors.

Pros:

• Social Investing: Users follow other investors where they can see their portfolios and investment strategies.
• Zero Commission Fees: Public. com does not take commission on trades of stock.
• Fractional Shares: You can purchase fractional shares of stocks.

Cons:

• Limited Investment Products: Public. com also doesn’t have as many investment products available as bigger platforms like TD Ameritrade or E*TRADE.
• Small Community: The social investing feature may be less populated than other social platforms.

Best for: New investors who’d like to connect with a community of like-minded investors as they are building their portfolios.

9. Betterment

Betterment is a well-known robo-advisor that lets you invest passively for a minimal fee. The platform aims to build diversified portfolios aligned with your risk tolerance and long-term financial objectives.

Pros:

• Automatic Investing: Betterment invests your money on your behalf with little work from you.
• Tax Optimization: Provides tax-loss harvesting and other features aimed to get the most out of your portfolio’s performance
• Low Fees: Less expensive than typical financial counselors in terms of management costs.

Cons:

• Limited Customization: Even though Betterment provides a variety of portfolios, you cannot select individual stocks or bonds.
• No cryptocurrency: Betterment does not have cryptocurrency investment.

Best for: Passively inclined investors who prefer a low-cost, automated take on long-term investing.

10. Crypto.com

Crypto.com is one of the most full featured cryptocurrency apps, providing everything from crypto to cashback credit cards. This is perfect for investors wanting to benefit from the expanding crypto market.

Pros:

• Wide Variety of Cryptos: A huge selection of cryptocurrencies is available for trading.
• Cashback Cards: Use the credit card offered by Crypto.com to get cashback benefits.
• Earn Interest: You can earn interest on your crypto holdings within the app.

Cons:

• Difficult Interface: Some users might consider the interface to be complex.
• Volatility: Cryptocurrency investments are incredibly volatile and may not be appropriate for those who are averse to risk.

Best for: Crypto aficionados and investors who want to delve deeply into the world of digital currencies.

11. Ellevest

Ellevest is a robo-advisor app built for women but anyone can use it. It considers things like salary trajectories and life expectancy when crafting personalized portfolios.

Pros:

• Personalized Portfolios: Ellevest customizes portfolios according to your financial goals and timeline.
• Gender-Inclusive: Centered around the distinct financial requirements of women.
• Low Fees: This service is normally low-cost in comparison to conventional financial experts.

Cons:

• Limited Investment Options: Ellevest is mainly concentrated on stocks and bonds, so it may not be the best choice for people who want alternative investments.
• No Cryptocurrency: Ellevest does not yet support investments in cryptocurrency.

Best for: Women seeking a personalized, goals-based investment strategy.

12. Stockpile

Stockpile is an app that lets you buy fractional shares of stock and ETFs. Stockpile also allows users to gift stocks to others, so it’s a great option for teaching kids or loved ones the ropes of investing.

Pros:

• Fractional Shares: Purchase slices of pricey stocks, including Amazon and Tesla.
• Gift Stocks: Stockpile is different with stock gifting.
• Low Fees: Stockpile has zero purchase fees, making it a cheap choice.

Cons:

• Limited Research Tools: The app lacks research tools found on more advanced trading platforms.
• Limited Portfolio Management: Unlike other programs, it doesn’t offer sophisticated portfolio management features.

Best for: New investors seeking fractional shares and gifting stock.

13. Yieldstreet

A place to invest in alternative assets, from real estate to art to legal settlements It opens up investments once only available to high-net-worth individuals to retail investors.

Pros:

• Alt Investments: Provides access to real estate, art, and other alternative assets
• Potential for Higher Returns: Certain investments available through Yieldstreet may provide higher returns than traditional investments.

Cons:

• Illiquidity: Similar to Fundrise, some of Yieldstreet’s investment offerings are illiquid and require a long-term commitment.
• High Minimum Investment: The minimum investment for certain opportunities is a bit high as compared to other platforms.

Best for: Investors seeking high-risk, high-reward alternative investments.

14. Acorns Later

Acorns Later is an extension of the Acorns app, but applicable to retirement accounts, such as IRAs. It uses automatic portfolio management to help users invest for retirement.

Pros:

• Tax-Advantaged for Retirement: Tax-advantaged accounts designed for retirement savings.
• Automatic Investing: Just like Acorns, it has an “autopilot” feature which makes saving for retirement easy.

Cons:

• Few Investment Options: Fewer investment options than other retirement platforms.
• Commissions: The platform takes a cut based on the management of your retirement funds.

Best for: Anyone who wants a simple way to save for retirement.

15. Coinbase

Coinbase is one of the most well-known apps for buying and selling cryptocurrency. It’s easy to use and gives you access to a wide range of digital currencies, including Bitcoin, Ethereum and Litecoin.

Pros:

• User-Friendly: Very simpleinterface, ideal for beginners.
• Crypto Variety: Supports a wide selection of cryptos.
• Safe: Coinbase is one of the most secure exchanges around, protecting users’ funds.

Cons:

• Transaction Fees: Higher fees for buying and selling crypto compared to other exchanges.
• Limited Services: Coinbase does not offer the broad investment options outside of crypto.

Best for: Crypto investors seeking a proven, easy-to-use platform.

Conclusion

And there you have it, 2025 has investment apps to suit a range of needs and goals. Whether you’re looking to break into the stock market, dip your toes into real estate, go crypto or invest in alternative assets, these apps will provide you with the tools needed to begin building wealth.

Select one that best matches your risk tolerance, financial objectives, and desired engagement in the investment process.

Today would be the day you start investing, just keep a relative diversification of your investments so that you have a portfolio with decent mixed balance.